Learn more about wealth management as Melany Goodhue, financial advisor and founder of Pulse Wealth Management, shares financial advice, industry news, and other valuable insights to help you build your wealth.
WHY YOU AREN'T ACCOMPLISHING YOUR FINANCIAL GOALS
With a budget, savings, and some hard work you should be able to accomplish your financial goals, right? Not necessarily. Having a budget, even a really great budget, is not enough. Read my latest blog ...
WHY IT ISN'T ENOUGH TO HAVE A FINANCIAL PLAN
Life can change in the blink of an eye. Two blue lines. “You’re hired.” One doctor’s appointment. “I do.” And sometimes life changes more slowly, more methodically. A countdown to retirement.
DO YOU REALLY NEED A FINANCIAL ADVISOR?
If you are anything like me, you have probably planned at some point in your life to “get in shape” or drop a few pounds. You know the basics of how to lose
HOW TO GIVE LESS MONEY TO THE GOVERNMENT AT TAX TIME
The only certainties in life are death and taxes, so the saying goes. Learn how you can pay less money at tax time by doing this one simple thing.
WHY "CONTRIBUTE WHAT YOU CAN" IS DANGEROUS FINANCIAL ADVICE
Have you ever heard that you should "contribute what you can" towards your retirement? It might sound like good advice, but following it could cost you your ideal retirement...
WHY RETIREMENT PLANS MATTER
If you had an extra $200 every month, what could you accomplish? · A trip? · A home reno project? · A healthy rainy-day savings? · Regular date nights? For one of my clients, $200 a month equates to an all-inclusive trip down south...
IS NOW THE RIGHT TIME TO START FINANCIAL PLANNING?
Have you ever decided to go on a diet? At 9pm on a Wednesday, laying in bed, feeling bloated and uncomfortable after binging an entire family-sized bag of chips, you decide to make a change. Tomorrow, you are going to start eating healthier. But tomorrow is Thursday...
WHAT IF YOU GOT SICK AND WERE UNABLE TO WORK?
What would happen to you if you got sick and were unable to work? No one plans on getting sick. In fact, most of us don’t even want to think about getting sick. But if that did happen – if you got critically ill – what would happen to you and your family?
WHAT IS FINANCIAL FREEDOM?
I recently had a client send me a message, absolutely over the moon excited because she just bought a couch. Her dream couch. Why was this so exciting for her? Because it represented financial freedom for her family, to buy an expensive piece of furniture with no guilt or shame.
Will Financial Planning Mean Giving Up What You Love?
I recently had a client who was apprehensive about getting into financial planning. Why? Because of shoes. This client loves shoes. And not BOGO Payless shoes. Couture, name-brand, rare, interesting, colourful, shoes. She
What is Whole Life Insurance?
Whole Life Insurance is a tax-free wealth transfer strategy, especially for Corporate business owners
What Happens Once We Connect?
You're thinking of reaching out to a financial advisor, but worried you may not be a good fit, don't have time, or know what questions to ask.
The Scary Reality of Retirement Planning (that doesn't have to be yours)
Retirement planning is often ignored. You want to live your best life today, but are you willing to do that at the cost of your retirement savings?
The PULSE Process: 5 Step Planning Process
Why is having a process important when it comes to your overall financial picture?
When should I reach out to a financial advisor?
When do you need a financial advisor? It's never too early to start your financial planning. Even if you think you can't afford to start saving, find out how a financial advisor can help.
What does a Financial Advisor do, and what can one do for me?
Often times a life event forces us to look into hiring a Financial Advisor. You may ask what can a Financial Advisor do for me?
I Can’t Afford A Financial Advisor – And Other Excuses That Are Keeping You in Debt
If you aren't sure how a financial advisor can help you it's time to ask. With the right help, getting out of debt & growing investments can be much easier.
The Benefits of Working with a Virtual Financial Advisor
Have you been putting off seeking financial help because you're too busy? This is where a virtual financial advisor can help.
How your Net Worth Statement can tell you if your financial plan is working.
Proper budgeting and cash flow management is a huge part of financial planning and growth – it helps you eliminate over-spending and maximize what you have so you have a lot more to put towards debt or wealth accumulation.
Are you saving enough for your child's education? Try Government matched RESP's.
Saving for your child's education can be stressful. Not sure if you're saving enough? Find out more about how the government can match your RESP contributions.
Smart Retirement Planning - Would you Rather Have $500,000 or $2,000,000?
According to IPSOS Reid, people who work with a Financial Advisor have on average 3X greater Net Worth and 4X more investible assets by the time they retire. That’s the difference between say $500k in retirement, and over $2 MILLION.